YOUR TRUSTED MORTGAGE PARTNER
WELCOME TO
808 Home Loan
At 808 Home Loan, we’re dedicated to helping Hawai‘i families and investors find the right financing solutions. Based in O‘ahu, we specialize in all types of mortgage loans — from first-time homebuyer programs and VA loans to jumbo and investment property financing. As a local mortgage broker, we combine island expertise with access to a wide range of lenders, making sure you get the best loan options, competitive rates, and a smooth closing experience. And while Hawai‘i is home, we’re also licensed in about 20 other states, giving us the ability to serve clients near and far. Whether you’re buying, refinancing, or investing, 808 Home Loan is here to guide you every step of the way.
Our Team
Greg Bradley
As your mortgage advisor, I can help guide you through the perils of purchasing a home, or the simple process of a home refinance.If you’re a first time home buyer, I can walk you through the intimidating process of buying a home, step-by-step to make it easier. If you’re purchasing a second home, or even an investment, allow me to show you what a difference having a competent and experienced mortgage advisor can make.I want to be your ‘Lender for Life’, and our team and I can offer you a first class experience, with that personal touch that helps set us apart!
Ted Aanestad
As a Licensed Loan Officer, and a young professional, I am aware that buying a house, especially for the first time, can be an exciting and scary process. I am here to help coach you through the process to make it as easy as possible. I try to make myself available at all hours 7 days a week to fit my business into your schedule. As a Mortgage Professional, I am knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you’re making a first time purchase, a second home purchase or looking to refinance, I am happy to help you.
HOW IT WORKS
Our Loan Process
PRE APPROVAL
The first step in the mortgage process is to get pre-approved so you know what you can afford and so sellers take your offer seriously.
HOUSE HUNTING
Once you have received your pre-approval letter, you can start looking for the home of your dreams.
ACCEPTED OFFER
When you find a home, your realtor will submit an offer on your behalf. Once your offer is accepted, that is when we get work!
UNDERWRITING
After gathering the required documents, your loan will get submitted to underwriting for review. Once we get our conditional approval, we will reach out for the remaining documents and resubmit for clear to close!
CLOSING
as the closing date approaches, the title company will reach out to schedule signing for your new home.
MOVE IN!
Congratulations! Once you have closed on your mortgage, you will begin making the move into your new home.
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We're here to help you as experienced experts in this field.
We have worked in mortgages for a longg time, and we’re really good at it. We help people buy homes, always being honest and doing our best.
We promise to be trustworthy and knowledgeable, making sure each mortgage process is done professionally and ethically.
VA Loan
VA loans are practical solutions for military families looking to buy their first home or wanting to refinance an existing mortgage. This type of home loan offers great benefits to military borrowers, such as lower interest rates and protection from default. The VA loan is guaranteed by the U.S. Department of the Veteran Affairs and is only available to service members.
VA loans were designed to help veterans and activity duty military members purchase homes. (Certain surviving spouses of veterans may also be eligible for a VA loan.) As a service member, you may not need a down payment (depending on the value of the home,) and you may get by without the added cost of private mortgage insurance. Your closing costs are limited and could be paid by the seller. There are no penalty fees when you pay off the loan early. If you struggle to make payments, you may be eligible for help from the VA.
See What Our Customers Are Saying
Client reviews from around the internet.
